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Knee Replacement Cost


How Much Does Knee Replacement Cost?
 
average cost Medium: Co-pays, deductibles and coinsurance with insurance coverage
 
high cost High: Typically $20,000-$35,000+ without insurance coverage
 



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A total knee replacement -- replacing the entire knee joint with an artificial joint -- usually is performed on a patient whose knee has been so damaged by arthritis or injury that pain is extreme or proper function is impeded. The Joint Replacement Center of NYC offers a guide to knee replacement surgery.
 
Typical costs:
  • For patients without health insurance, a total knee replacement can cost $35,000 or more. However, some medical facilities offer uninsured discounts. At the Tulane University Hospital and Clinic, an uninsured patient would pay a discounted price between $29,335 and $34,050. And at the Kapiolani Medical Center in Aiea, Hawaii, where the full price is about $33,000, an uninsured patient would pay a discounted rate of $20,212 to $23,581.
  • Knee replacement surgery usually is covered by health insurance if ordered by a doctor. For example, according to Blue Cross Blue Shield of Kansas, any necessary surgery would be covered, unless it is experimental or covered in a specific exclusion, which is most common for weight loss surgery. Medicare covers knee replacement surgery.
  • For patients with insurance, out-of-pocket expenses can vary from hundreds to several thousand dollars, depending on deductible, and copay or coinsurance. For example, a Medicare patient undergoing a knee replacement at Dartmouth-Hitchcock Medical Center in Lebanon, New Hampshire, could expect to pay $4,257 out of pocket, including deductibles and coinsurance. A patient with a $1,000 inpatient surgical deductible and 20 percent coinsurance, but an out-of-pocket maximum of $3,000 would pay $3,000. Actual costs could be lower because health insurance companies negotiate special rates with certain providers.
What should be included:
  • The orthopaedic surgeon performs an initial evaluation to evaluate the strength and range of motion in the knee and discuss whether a knee replacement is the best option.
  • During surgery -- which usually requires general or epidural anesthesia -- the doctor removes damaged bone and cartilage, then inserts new joint surfaces made of plastic and metal.
  • After surgery, a several-day hospital stay usually is required.
  • The American Academy of Orthopaedic Surgeons provides an overview of knee replacement.
Additional costs:
  • Some preparations to your living space will be necessary for optimal recovery. These include safety bars in the shower or bath, a stable shower bench, a toilet seat riser with arms and, if necessary, creating a temporary first-floor living area to avoid stairs.
  • Implants usually need to be replaced in 10 to 15 years.
Discounts:
Shopping for knee replacement:
  • Look for a surgeon who is certified by the American Board of Orthopaedic Surgery and who has plenty of experience performing knee replacements.
  • Possible candidates for knee replacement include people with pain so severe it limits everyday activities, and people with chronic knee inflammation not helped by medication.
  • Complications can include knee joint infection, which occurs in less than 2 percent of surgeries and, even more rarely, heart attack or stroke.
Material on this page is for informational purposes only and should not be construed as medical advice. Always consult your physician or pharmacist regarding medications or medical procedures.
 
Article updated March 2008
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